With a $200 price point you will be pretty limited in your selection. Used equipment is often a good value if what you want is available in the market. Usually what you want is not available used.
That said I have a couple of recommendations.
#1: Roland Cube 100. 100 watts, 1x12" speaker, amp modeling, a few effects, built in DI, and reasonably light weight. I own one of these and it's been used a lot for church gigs. I've also used it for a handful of cover band gigs when the stage area was limited. It weighs under 40 pounds, so I can easily make a one trip load in. It can get loud enough to keep up with a moderate drummer. If your drummer is loud, you'll need more power. With the amp modeling I can always find the sound I want for the room I'm in. Effects are fun at home, but I've found that reverb and delay are not needed, not wanted, in most of the rooms I've played. I paid $300 used many years ago. I over-paid, slightly, but the amp has delivered good value. Current used pricing is lower, and you may find one at your $200 price point.
#2: SWR WM10. I used to own two of these. Both were sold after I bought the Cube 100. 70 watts, light weight, 1x10" speaker, kept up with a controlled drummer in a church band setting. Versatile EQ, sounds better than most amps in this size/weight class. You should be able to find one under $200. I sold a minty version for $250 years ago, and the more well-used unit went for $200. With an efficient extension speaker these can get reasonably loud and still have good tone. I did replace the input jacks on both amps during the time I owned them. They were the shorting type of jack - when the 1/4" phone plug on the guitar cable was removed the two input contacts closed creating a short. When the jack wore out it became noisy. With the cable unplugged the amp is quieter with the proper jack, slightly noisier with the standard non-shorting jack.
Alternatives. I own none of these, but it may be worth looking at the current crop of small tilt back amps like Hartke and others have sold over the past few years. A friend really likes his Fender 25 watt bass amp, but it seems a little weak to me.
Try before you buy, always with used. It sounds like you may be a pawn shopper, so you will probably do fine. One of our local pawn shop chain stores has a 7 day return policy which is nice. And yes I do have equipment that I use on gigs purchased from pawn shops.
Good luck, and please let us know what you end up buying.
