I'm suck an insensitive dork!
I ASSUMED that since Tammy said no damage that she was fine as well - Of course I am obligated to inquire how SHE is... Man, I am lame.
I guess it's a guy thing. I was skiing in Mammoth Mountain years ago on Spring Break. I borrowed my step-dad's Blazer for the drive up to the mountains. An out-of-control skiier hit me, knocked me unconscious, and I broke my collarbone. I called home to tell my folks, and my step-dad answered the phone. I said I had an accident and broke my collarbone, and his reply was, "Is the truck OK?" I then said, yes, of course, the accident was on the hill, not in the car, jeez!