I never F&F through PayPal. For one thing, it strikes me as a misrepresentation. If the other party suggests it I am immediately a touch more cautious dealing with them. I am probably not friends nor family with someone I’m buying a uke from on here.Thanks for the alert.
One "protection" I try to use is Paypal purchase protection instead of the "Friends and Family". A number of legit sellers like the F&F but there still is a charge (that the buyer now pays). My last purchase, I picked up the charges for the protection and felt the reassurance was worth it.
And glad no one bought the $20k MB from the new account that refused to post photos.
For another thing, that protection is dirt cheap and the only thing that makes me ok buying online.
I suggest never buying without purchase protection. If someone is disgruntled when you choose it, they are really out of line. Granted, the expense comes from the seller’s take. So they can build the fee into their asking price. If they didn’t stipulate the price is for F&F they should be ready for the seller to choose the accurate process for a sale rather than a personal monetary gift.
If they can’t get around it and I really wanted the uke I would offer to split the fee, it was only 2.9% last I checked. If they are unaware of it then you’re dealing with an inexperienced seller, another cause for a touch more caution. I once had a seller who agreed to a purchase but reneged when PayPal added sales tax. Unfortunately that is here to stay and we should all be forewarned to calculate added sales tax and PP fees when we strike a deal.
You’re already getting a discounted/ used instrument. If you don’t like it you can probably get most of your money back re-selling it excepting the shipping, sales tax, and PP fees. It is still less of a loss than buying new.
Don’t set yourself up to be scammed, play it safe.