Page 1 of 4 123 ... LastLast
Results 1 to 10 of 38

Thread: Where to Retire to?

  1. #1
    Join Date
    Feb 2009
    Location
    Moku Manu, Hawai'i
    Posts
    4,518

    Default Where to Retire to?

    Aloha Kākou.

    Okay, Iʻm quickly reaching retirement age. My state pension combined with social security amounts to a measly $1400.00 a month. I also just sold the home I grew up in after over 51 years, and after dividing the proceeds with my 5 siblings (none who live here anymore) my portion came out to a tad over $100,000. I have done my math and coming to the realization that it will be a struggle to survive here when I retire.

    Can anyone here suggest a nice place to retire where my wife and me can buy a nice home for under $100,000 (the more under the better), live off of $1400.00 a month comfortably, and where the weather is not too severe in the winter, and racial prejudice might be low? Decent medical facilities within an hourʻs drive a plus, and I should have health insurance when I retire. I donʻt like city life so rural would be much preferred or a small town like Kailua used to be would be okay.

    Any suggestions? Is this even possible? Hawaiʻi has the highest homeless population per capita in the USA and I can see why, donʻt want to join their ranks if possible.

    Mahalo nui for your input.
    Illegitimus Non Carborundum

    I ʻike lākou, ʻo ʻoe, ka mea wale nō nona ka inoa ʻo IĒHOVA;
    ʻO ʻoe nō ka Mea kiʻekiʻe loa ma luna o ka honua a pau.
    Nā Halelū 83:18

  2. #2
    Join Date
    Apr 2008
    Location
    Twin Cities, MN
    Posts
    29,393

    Default

    Probably a small town in the Midwest. Just remember -- there is no perfect. Good luck with your search.

    PA -- so good to see you in "your" thread.

  3. #3
    Join Date
    Feb 2009
    Location
    Moku Manu, Hawai'i
    Posts
    4,518

    Default

    Quote Originally Posted by sukie View Post
    Probably a small town in the Midwest. Just remember -- there is no perfect. Good luck with your search.

    PA -- so good to see you in "your" thread.
    Aloha Sukie, wonderful to see you! Midwest sounds appealing as long as Iʻm not to far from a river or stream. I was born a water baby. My hometown here on Windward east Oʻahu has become far from perfect so no high expectations for anywhere. My kid sis moved to the gulf coast of Florida 20 years ago, and she likes it there, things are affordable and the weather is comparable to Hawaiʻi. Sheʻs trying to talk me into moving there. Hurricanes scare me though we get them here too though I donʻt think as often. Mahalo for your input.
    Illegitimus Non Carborundum

    I ʻike lākou, ʻo ʻoe, ka mea wale nō nona ka inoa ʻo IĒHOVA;
    ʻO ʻoe nō ka Mea kiʻekiʻe loa ma luna o ka honua a pau.
    Nā Halelū 83:18

  4. #4
    Join Date
    Apr 2017
    Location
    U.K.
    Posts
    501

    Default

    Commiserations, you seem to be between a rock and a hard place.

    I’m faced with a move at some point but it will be, to a significant extent, dependant upon where my children and other relatives are - we would want to help care for any grandchildren and would hope to grow old with family not too far away. Property prices fluctuate almost stupidly dependant on location, there is a heat map for USA property prices by area here: https://www.trulia.com/home_prices/ . The climate in the USA is exceedingly variable and, for someone from Hawaii, it looks to me like anywhere much inland is just going to be too cold in winter. I found some indication of temperatures here but there will be better guides: https://garden.org/nga/zipzone/2012/ . Edit. Some folk suffer too (with depression) if the degree of sunlight is much less than they are used to.

    If you are concerned about racial issues and intergration then seek out populations (clusters) originally from your part of the US, people of common heritage. I think that you will be surprised what groups there are once you start looking.
    Edit. One of the things that you are (or I think should be) doing is moving into some form of generally supportive community, a place where friends and neighbours support each other and a place where old friends and caring relatives can reach you. Strangely I’ve found that the posher and more expensive the area the less friendly and caring people often are, that’s a very general observation and there’s always variations - but some folk are grasping and others aren’t. When you age further your ability to drive comes into question, how will you reach shops, facilities and services then?

    Edit. From another thread you say: “I have always loved the outdoors especially the ocean, love to fish, dive, swim, paddle canoe, etc. etc .etc.” That suggests a costal location to me, as an aside the coast on the mainland might have different access and hazards to those that you are used to? It would be wise to see what is on your wife’s list too, my Mrs seems to have things on hers that I would never have considered important and rules out some places that I’d like to go to.

    Moving and relocating is tough to do and easy to get wrong. Visiting places and chatting to the local people is time consuming and expensive...... but buying a home in the wrong place is way worse and particularly so if you can’t afford to move again.
    Edit. When I’ve been looking I see best value in established communities that for commercial and social reasons reasons have fallen from grace, the town whose major employement type has faded away or a seaside resort that folk have stopped coming to. There’s nothing wrong with those places as places to live on a pension, it’s just that some of the reasons that they were once popular have disappeared and hence house prices (when still linked to local trade and wages) are comparatively low in them.

    If I was looking to settle in the States then Northern California and Oregon would be in my mind and somewhere not too far from the sea. Florida seems good too in that you have a sister there, I’m not sure about the climate there for me though and fishing Gators out of your swimming pool doesn’t sound hazard free.

    Good luck.
    Last edited by Graham Greenbag; 01-31-2018 at 12:59 AM.

  5. #5
    Join Date
    Jun 2011
    Location
    Scottsdale, AZ
    Posts
    1,060

    Default

    I was going to suggest where I live now, the Phoenix area, but 100K is a bit low and there is no water. (For $150K, no problem)

    The Midwest would be a real possibility. I grew up in Toledo, OH, and went back last year for a visit. You can have your pick of 2-3 bedroom, 1 bath homes for well under $100K - lots of them for $60K.

  6. #6
    Join Date
    Oct 2014
    Posts
    9,184

    Default

    I think Midwest is good living. I am in Indiana. There are a lot of lakes in Indiana, Michigan and Wisconsin. Winters get cold. That would be the downfall.

  7. #7
    Join Date
    Sep 2009
    Location
    Proxima B
    Posts
    1,899

    Default

    I would check out Florida , cold winters get old fast .
    " Anything larger than a soprano is cheating "
    " I'm no luthier but ,........"

  8. #8
    Join Date
    Dec 2010
    Location
    Tampa Bay, FL
    Posts
    7,263

    Default

    Florida meets some of your requirements, but don't count on it being non-racist. This is the Deep South. I don't know about the rest of the country, but it's getting more and more expensive here, and more crowded. It's politically a "red" state, if you like that, you might be okay. And don't mind the trash along most of the streets and highways.
    This winter is the coldest, windiest one I can remember. Our weather is a lot like Hawaii's.
    You will need a very good car, public transportation is about nil.
    Homes? It's a sellers market.
    If you can afford Pinellas, Hillsborough, or Pasco County, being a TBUS member is wonderful!
    "Those who bring sunshine and laughter to the lives of others cannot keep it from themselves".

    Music washes from the soul, the dust of everyday living.

  9. #9
    Join Date
    Mar 2010
    Location
    Sonoran Desert USA
    Posts
    5,835

    Default

    We moved to Green Valley, AZ a year ago and we love it here. Prices are great, Tucson is a half hour away, and the mountains are beautiful. No rivers, though.

    Good luck with your search and it's nice to see you back on UU!
    cletus

  10. #10
    Join Date
    Feb 2009
    Location
    Moku Manu, Hawai'i
    Posts
    4,518

    Default

    Aloha Kakahiaka folks, Mahalo for all the great suggestions. I personally love the cold. The colder it gets the more clothes you put on. You can only get so naked. Then you have to rely on AC. I'm a poi-dog hapahaole mixed race so people get confused trying to figure out what ethnicity I am so the racism thing no big deal to me. My wife is who I'm more concerned with. She has a low tolerance for cold. She is also of 100% Japanese decent even though 4th generation so she can't speak it. I am concerned more for her. When we first got married 37 years ago I decided to try the mainland life since several of my older siblings had success doing this. I wound up in Central Idaho. I could blend in because most folk who didn't know assumed I was half native American. My wife was a target of a couple mean spirited racist women at the place of her employment. She was the only Asian in town, and she was a stunning beauty. I think the gals were intimidated by her looks. They would make snippy racist comments but my wife let these negative words roll off her like water off a ducks back. I was the one getting all angry at these gals not my wife. I wanted to confront them and chew them out but my wife stopped me. I don't want to expose her to the cold or the hate as much as possible.
    I have looked in Washington State, Gulf coast states, and Georgia. Arkansas has some good deals but the place has negative race stigma that I'm not sure is is currently warranted. I don't want to live in "Tornado Alley" but not sure exactly where that is. I'm leaning towards Florida because of my kid sis being there, and plenty water to play and relax in. No mountains though which I find weird, can't imagine. I'm very open to suggestions so please keep them coming, and mahalo again!
    Illegitimus Non Carborundum

    I ʻike lākou, ʻo ʻoe, ka mea wale nō nona ka inoa ʻo IĒHOVA;
    ʻO ʻoe nō ka Mea kiʻekiʻe loa ma luna o ka honua a pau.
    Nā Halelū 83:18

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •