I'd advise not reading about how you are told to do it but just pick up the uke and make a noise with it and note what feels natural to you. I use only my index finger extended comfortably and naturally curved striking the string with the side of my nail. My thumb floats naturally neither touching the uke or my index finger. Sometimes a little bit of the fleshy part of my index finger will strike the string along with the edge of my nail. Other times I will hook my index finger and strike the string with the top edge of my nail. They make subtle sound differences so it will depend on what sound I want at the time.
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