Hey Johnny, I have no contradiction to what the others have said, but I do have a practical observation. I don't know about you, but I am somewhat of a beginner when it comes to combining chords and plucking. And what I need is a plan. I am not good enough to just slip in some plucking whenever I feel like it. I have to plan when I'm going to do it. And that's what I do. I look at the song I'm playing and then I do something like this: in the 12 bars of this song, I will pluck in bars 6 and 7. Then, maybe I will have some plucking prepared or maybe I will just improvise. But I know when I am going to pluck and when I am going to return to chords. Perhaps in the future I will not be so robotic about it all, but right now I need to be anal. I find if I don't make a plan, then my plucking just seems to go on and on, and I screw up the timing of the song.